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Are You
Being
Sued for Money But Can't
Afford $350 an Hour for an Attorney? Get
Legal Help Now!
Everyone should have access to a reputable, local
attorney when they need one. We give working
men and women access to the law, and we don't
charge an arm and a leg to do it. If you
need to talk to a lawyer, complete the form, and
we will contact you. We've helped thousands
of others, and we can help you today...and down
the road.
Are You Being Sued for
Credit Card Debt?
In rough economic times, people often rely on
their credit cards to get them through, reasoning that when
things improve financially, they will be able to pay off the
debt. The trouble is that unless you can make more than
the minimum payments on your credit card debt, it will take
years to pay them off. If you stop making payments
all together, it is quite possible that your credit card company
will sue you for the full amount due.
If your credit card company decides to sue you,
you will receive a summons and will have to appear in
court. You cannot go to prison for non-payment of credit
card debt, and the worst that will happen is you will be ordered
by the court to pay the credit card company the money you owe
them. The judge will set the terms of the re-payment
schedule.
It is best not to let things get to this point
for several reasons. One, if you miss your court date, a
bench warrant may be issued for your arrest. Two, if you
lose your court case, you are now under a court order, and
violation of it can lead to further punishment. Third, you
are now not only responsible for re-payment of the credit card
debt but also for court costs.
There are defenses to being sued for credit card
debt. First, file for an extension of time to delay
the court hearing. A motion to dismiss may be filed
if the credit card company (bank) does not follow proper
procedures in filing the lawsuit against you. This
alone may be enough to get the credit card company to discuss a
settlement and avoid a court hearing.
If you are being sued by a credit card company, contact
us. We can put you in touch with an affordable, local contract lawyer in your state.
Our rates are very reasonable, you should not go up against a
credit card company alone. We've helped thousands of people get the legal
assistance they need, and we can help you, too.
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